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  • When is special enrollment period

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    Special Enrollment Periods

    The next Open Enrollment begins November 1, 2025.

    What qualifies you for a special enrollment period

  • What qualifies you for a special enrollment period
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  • Special enrollment period effective date

    • You may be eligible to enroll in health insurance outside of Open Enrollment, or enroll with an earlier effective date, by qualifying for a Special Enrollment Period (SEP).  

    Qualifying Life Events 

    In order to qualify for a Special Enrollment Period you must first be experiencing or have experienced a qualifying life event.

    You typically have 60 days from the date this qualifying life event takes place to enroll in or update your insurance through CoverME.gov.

    Common Qualifying Life Events Include: 

    • Lost or will soon lose comprehensive health coverage 
    • Becoming a Maine resident 
    • Recently lost MaineCare (note: you have 90 days for this SEP)
    • Adding a dependent (through birth, adoption, or fostering a child) 
    • Getting married 
    • Getting divorced or legally separated 

    These are only some of the reasons you may qualify for a special enrollment period.

    For a full list of qualifying life events, and important information about when your coverage will take e

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